Client Story: A truck driver earning $80,000 a year on a single income Ronak had $35,000 in savings. He also borrowed additional funds to help him get started.
A truck driver earning $80,000 a year on a single income Ronak had $35,000 in savings. He also borrowed additional funds to help him get started.
A truck driver earning $80,000 a year on a single income, Ronak had $35,000 in savings. He also borrowed additional funds to help him get started.
His First Investment One Month After PR
In November 2025, just one month after receiving his permanent residency, Ronak purchased his first investment property in Queensland for $177,500.
By March 2026, the property was valued at $310,000, $132,500 above its purchase price in approximately four months.
That valuation uplift created an opportunity to access equity and work towards his next purchase.
Turning Equity into a Second Purchase
Ronak accessed equity from his Queensland property and used it towards purchasing his second investment property in Victoria for $268,000.
Starting with his savings and additional borrowed funds, he built a portfolio of two investment properties across two states.
Ronak’s Journey at a Glance
| Milestone | Details |
| Occupation | Truck driver |
| Annual income | $80,000, single income |
| Permanent residency granted | October 2025 |
| Starting savings | $35,000, supplemented by borrowed funds |
| First property | Queensland |
| First purchase | November 2025, for $177,500 |
| First property valuation | $310,000 in March 2026 |
| Valuation uplift over purchase price | $132,500 |
| Second property | Victoria, purchased for $268,000 |
| Investment properties owned | 2 |
For Ronak, the starting point was a clear decision to begin with the resources available to him. His journey took him from receiving permanent residency to purchasing his first investment property the following month, then using equity to help secure his second.
Want to explore your own property investment journey? Book a consultation with Cashflow Properties to discuss your goals.