
Starting With What They Had
Their starting point came with limited savings and borrowing capacity. We needed to work within those limits while keeping their longer-term ambition in view.
The first property they shared with us was purchased for $190,000 and now has a reported valuation of $330,000.
That initial step became part of a much bigger journey. Over time, they continued purchasing, building a portfolio across Queensland, Tasmania and, most recently, South Australia through their SMSF.
Their Portfolio as of 2 October 2026
| Property | State | Purchase price | Reported current valuation | Increase in value |
| 1 | Queensland | $190,000 | $330,000 | $140,000 |
| 2 | Queensland | $172,000 | $330,000 | $158,000 |
| 3 | Queensland | $335,000 | $660,000 | $325,000 |
| 4 | Queensland | $240,000 | $500,000 | $260,000 |
| 5 | Queensland | $315,000 | $510,000 | $195,000 |
| 6 | Tasmania | $365,000 | $510,000 | $145,000 |
| 7 | Queensland | $305,000 | $380,000 | $75,000 |
| 8 | Queensland | $350,000 | $430,000 | $80,000 |
| First eight properties | $2,272,000 | $3,650,000 | $1,378,000 | |
| 9 SMSF purchase, August 2026 | South Australia | $398,000 | ——– | ——- |
Across the first eight properties, their reported valuations total $3.65 million an increase of $1.378 million over the combined purchase prices.
Their ninth purchase, a $398,000 property in South Australia through their SMSF, brings the combined purchase price of all nine properties to $2.67 million.
These figures represent changes in property value. They do not represent net profit or available equity, which depend on loans, costs and other factors.
Keeping the Goal in Focus
What stands out about Pranav and Keya is their practical approach.
They began within their financial capacity, stayed focused on their goal and continued taking steps as their circumstances allowed. Their portfolio now includes properties across three states, adding geographic diversity as their journey has progressed.
For us, this is why understanding a client’s goals matters from the very beginning. A clear ambition gives each purchase a purpose and helps guide the decisions along the way.
Pranav and Keya set out to acquire 10 investment properties in four years. With nine purchases now made, including one through their SMSF, they are moving closer to that goal.
Have a property investment goal of your own? Speak with Cashflow Properties about your starting position and the steps that could help you move forward.
Book a free, no-obligation call with one of our property investment specialists. We’ll help you understand your options and whether a cashflow-positive property fits your goals.